When insurance covers, do they pay for these things:

kaytiebugs · 06-26-2008, 11:31 AM

Really quick...

Does insurance usually pay for the psych eval if you already have insurance coverage for psychology/psychiatry?

Does insurance pay for the other pre op appointments you're required to attend?

How does post op work? When you pay the $15-20K (or insurance pays there part, you pay yours, or if financing is used... either way).... is followup included in that amount? If you're using the same doc to do surgery and fills.

I'm just trying to prepare myself for any extra expenses I might incurr.

JRT Mom · 06-26-2008, 11:42 AM

Mine did--I only had to make a $35 copay with my visit.

smwww · 06-26-2008, 12:13 PM

I would suggest you checking with your insurance company. I have federal BCBS it paid for everything (surgery) except for the things you mentioned. I had to pay for psych, consultation, etc. I just totalled around $500 out of pocket. It was worth it.

Surgery Dec 2007
244.5s/195c/165g

luvinke · 06-26-2008, 01:02 PM

I suggest you check with your insurance company too. I have BCBS and they covered everything except my copays and I also have to pay a small amount for my fills plus the regular copay. I hope this helps.

gina s. · 06-26-2008, 01:05 PM

I agree, you're going to have to check with your insurance. I have Tricare Prime, and I have paid nothing out of pocket, and all of my fills will be covered. All I have to pay is $25 for the hospital stay (I haven't gotten the bill yet), the exact same amount I paid to have my daughter in a civilian hospital almost five years ago!

MicheleK · 06-26-2008, 01:16 PM

My Aetna plan covers everything, but all plans are not the same. Call your insurance company so there won't be any surprises!