Private pay vs. Insurance coverage

This is a discussion on Private pay vs. Insurance coverage within the Insurance & Financing forums, part of the Main LAP-BAND® Surgery Forums category; Just as a statistics-lover, I wanted to find out how many people got banded via private pay or were covered ...


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Insurance & Financing For discussion of issues related to Insurance coverage and financing of LAP-BAND® surgery.


View Poll Results: Private-pay or Insurance?
Private-pay 19 52.78%
Insuranced covered it 17 47.22%
Fighting insurance for coverage 0 0%
Voters: 36. You may not vote on this poll

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Old 08-25-2008, 01:04 AM   #1
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Private pay vs. Insurance coverage

Just as a statistics-lover, I wanted to find out how many people got banded via private pay or were covered by insurance?
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Old 08-25-2008, 01:12 AM   #2
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Insurance. But I would've paid if I'd had to.
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Old 08-25-2008, 05:22 AM   #3
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After fighting with the insurance for almost a year it's finally been approved. If not I would have found a way to pay for it myself.
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Old 08-25-2008, 08:36 AM   #4
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I was just banded Friday. I was private pay. It was a lot easier than fighting insurances but I will be pay it off for the next few years.
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Old 08-25-2008, 09:50 AM   #5
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Insurance paid for mine almost 100% I just have to pay 20% of the doctors fee
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Old 08-26-2008, 12:27 AM   #6
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insurance WOULD pay in 2.5 yrs (gf had 3 of 5 yrs obesity required and then 6mo diet), but self paid to get in now.
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Old 08-26-2008, 02:29 PM   #7
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I was all prepared to self-pay and go to Mexico because I just knew that my insurance would deny me(long story). Anyway, I found out last week that I was approved and they will pay for all of the costs!!
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Old 08-27-2008, 02:01 PM   #8
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I was self pay... I guess I should say, I AM self pay, since I will be paying off this band long after the weight is gone (like for about 7 years at 9.5% interest).

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Old 08-28-2008, 01:22 PM   #9
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My company has an exclusion.
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Old 08-30-2008, 08:47 AM   #10
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I was luck enough to be approved on the first try (which shocked the heck out of me). I will pay 10% of the doctors charges and nothing on the hospital and pre-op testing.
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