My Insurance Denied Me

This is a discussion on My Insurance Denied Me within the Insurance & Financing forums, part of the Main Lap-Band® Surgery Forums category; yesterday my insurance denied me stated I did not meet the 6 month supervised diet reqiments. Did this happen to ...


register


Insurance & Financing For discussion of issues related to Insurance coverage and financing of lap-band® surgery.


Search LapBandTalk.com
Old 05-20-2008, 06:12 AM   #1
Registered User
 
Join Date: May 2008
Age: 49
Posts: 5
My Insurance Denied Me

yesterday my insurance denied me stated I did not meet the 6 month supervised diet reqiments. Did this happen to any of you and what did you do to fix it?
annetsteph is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 05-20-2008, 03:51 PM   #2
Being Banded 5-15-08
 
koswalt4's Avatar
 
Join Date: Mar 2008
Age: 41
Posts: 32
City: Grand Bay
State: Alabama
I was denied twice

I was denied twice before i finally got approved...i started my process in August 2007 and was approved in May....what insurance do u have.....keep fighting and dont give up
koswalt4 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 05-20-2008, 04:26 PM   #3
Fntasa98
 
Join Date: Apr 2008
Age: 28
Posts: 23
State: LA

What insurance do you both have? I am waiting for insurance approval right now and am scared. I have Aetna. What is the reasoning for them not approving you?
fntasa98 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 05-20-2008, 04:31 PM   #4
Registered User
 
hope2bhealthy's Avatar
 
Join Date: Oct 2007
Age: 29
Posts: 150
City: killeen
State: texas

Quote:
Originally Posted by annetsteph View Post
I did not meet the 6 month supervised diet reqiments.
did you do the 6 mo diet? what about the requirements did you not meet?
__________________
Tracy

Banded 3/31/08
in San Antonio by Dr. Stegemann
291 (h) /286 (s) /265.6 (now) /175 (in my dreams)



hope2bhealthy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 05-20-2008, 04:39 PM   #5
Registered User
 
Join Date: Jun 2007
Posts: 61
State: New York

You just have to jump through the hoops that the insurance company asks you to. You go to your primary care provider once a month. Your PCP keeps a record of your monthly visits, weight checks, blood pressure, your diet attempts like following WW or low carb program and exercise in a log like format.
You don't have to lose a lot of weight( I ended up losing and gaining it back). You just have to follow the 6 months of doctor supervised weight loss attempts. The doctor has to copy his log or documentation and that gets sent to the insurance company. The insurance company figures that some people will give up trying before the 6 months are finished and they won't have to pay for the surgery. I had to wait 7 months because my doctor didn't record my weight on my physical so she wouldn't write in what I told her. Do NOT miss a month. Good Luck.
__________________





Banded 1/31/08 - Dr. George Fielding, NYC
4/30/08 - No longer morbidly obese - BMI 39
9/3/08 - Wt below 200. (199.5 - BMI 34)
elle is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 05-21-2008, 09:29 AM   #6
Registered User
 
Flowerpurr's Avatar
 
Join Date: Oct 2007
Age: 32
Posts: 148
City: Lake Bluff
State: Il

I have Aetna as well and I am waiting to here what is going on. I called and they said it's assigned to a reviewer. Which insurance company denied you. Find out exactly what you did wrong on the six month diet. I am sure you can appeal and win. That is just there way they think people will give up. But don't give up. Fight Fight Fight

Good Luck
__________________
Approved June 9th 8:22am!!!!

Surgery Scheduled July 15th!!!!
Total lbs to date 63.8lbs!!
1 1/2cc today in a 10cc band
Woo Hoo....

Flowerpurr is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 05-21-2008, 09:33 AM   #7
Livin' Life Again!!!!!!!!
 
Apples2's Avatar
 
Join Date: Dec 2007
Age: 53
Posts: 1,891
City: Smack in the middle of no where!

Quote:
Originally Posted by annetsteph View Post
yesterday my insurance denied me stated I did not meet the 6 month supervised diet reqiments. Did this happen to any of you and what did you do to fix it?
I have BCBS of MN. My surgeon's office coordinator turned my paperwork in after three months of a medically supervised diet. I was denied and the letter stated that I would need to do a full six months. After the six months I was approved in a couple of days. Go of the six months and then send in for approval again. Good luck
__________________
139lbs lost
Band Date: June 17, 2008

Believing requires action (James E. Faust)
Apples2 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 05-22-2008, 06:00 PM   #8
Registered User
Thread Starter
 
Join Date: May 2008
Age: 49
Posts: 5

Thanks everyone for the replies. I am discouraged but not going to give up. I have to hang in for another six months then all should be good.
annetsteph is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 05-22-2008, 10:52 PM   #9
Registered User
 
Join Date: Dec 2007
Posts: 54

I know that the denial stinks, and I'm sorry to hear about it, but know that it's not over at all, and having to do either 3 more, or a full 6 more months of diet, really will just help you prepare more for the surgery! Both mentally and physically...doesnt feel like it at the moment, but it really is true. This is a life change, so while time is usually the enemy to those of us overweight, when you have the goal in mind of surgery, it makes it easer to focus and find success.

Best of luck!

Tina
__________________
Dr. Marsden - DFW
Banded 12/17/07
1st Fill - 1/17/08 - 3cc's
2nd Fill - 2/18/08 - 1.5 cc's
3rd Fill - 3/18/08 - .7 cc's - total of 5.2 cc's




tmarie07 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply

Tags
denied, insurance, lap band surgery insurance

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes Rate This Thread
Rate This Thread:


Similar Threads
Thread Thread Starter Forum Replies Last Post
insurance denied need help annetsteph Introductions 7 05-25-2008 04:24 PM
Denied by the insurance company Red wine lover Insurance & Financing 5 01-31-2007 05:18 PM
I'm SO upset - Insurance denied me -- Need Your Help cl_tx_42 General Lap-Band® Support 15 09-18-2006 01:33 PM
Insurance denied..Investigative!? billiebranham Insurance & Financing 4 01-26-2004 03:41 PM


All times are GMT -5. The time now is 02:24 AM.