Ins. won't cover surgery, will cover other things?

bratz99

Hi All

I have been lurking for a little while, and have been so inspired and excited for my upcoming banding. I'm just now in the process of selling my old 1957 Chevy, to help cover the cost of the procedure. I just changed jobs and was already given my policy (Blue Cross PPO) of what it will and will not cover. My coverage doesn't start until August 6th, so I don't think I just call if I'm not a member yet?? It says it will not cover weight reduction surgery's, even if it is Medically Neccessary! UUGG!!

So, my question is, for all of the testing that needs to be done before hand, will the insurance cover those? Or will they deny it because of what the testing is for?

Someone on here must have gone through the same thing...so I'm hoping to get some answers before August, so I can start saving more money, if I need to

Thank you all for sharing your stories and experiences with the band, I'm so happy that I found this forum! It really helps to know what to expect!

I'll be banded by Dr. Billy in Ventura, CA. I've already attended his seminar. He is such a nice guy and I feel super comfortable with him

Continued success to you all,

Kelly

Qvrfullmidwife

"So, my question is, for all of the testing that needs to be done before hand, will the insurance cover those? Or will they deny it because of what the testing is for?"

What I was told by the surgeons office is that even if you are cashpay they will bill the insurance company for what they can and in this case it woudl cover labwork, just billing it as needed for general health/checkups etc esp if ordered by your PCP.