How did you finance?

This is a discussion on How did you finance? within the Insurance & Financing forums, part of the Main Lap-Band® Surgery Forums category; Looks like I'm going to be self pay. Just called Aetna and they said I'm not covered what-so-ever. Anyone else ...


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Old 07-01-2009, 12:10 PM   #1
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Unhappy How did you finance?

Looks like I'm going to be self pay. Just called Aetna and they said I'm not covered what-so-ever.

Anyone else have a similar experience with Aetna or another insurance company? If so, how did you finance it? What are your payments like? It looks like I'll need $18k.

Any assistance would be much appreciated.
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Old 07-02-2009, 07:29 PM   #2
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Re: How did you finance?

I applied for CareCredit and that's what I used to pay for mine. You have to check to see if the surgeon you're going to accepts carecredit though. It's like a credit card for health care! I make montly payments and I have the band :)
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Old 07-02-2009, 07:40 PM   #3
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Re: How did you finance?

The surgeon I chose charges 15k for self pay, with a year of "free" fills. (they are all different...do some research and bargain!)
I had planned to just put mine on a low interest credit card when ins. came through. Many surgeon's offices have brochures for companies that will finance the surgery; care credit is one of them.
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Old 07-02-2009, 07:43 PM   #4
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Re: How did you finance?

Yeah mine was a little over 16000 with a year of fills and a 2 year protection for the band :)
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Old 07-02-2009, 07:45 PM   #5
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Re: How did you finance?

rodriguezequal you got a good deal! That aftercare is VITAL! many of us don't think of it when we're all goal-oriented on just GETTING the band!
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Old 07-02-2009, 07:52 PM   #6
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Re: How did you finance?

Very true!!! I love the place that I go to :)
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Old 07-03-2009, 01:15 AM   #7
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Re: How did you finance?

I am doing research out of Mississippi because of cost. Since you are in Atlanta, Anniston, AL would not be tooo far. Anniston's self pay is @12,900. The doc's name is Freeman. It is Freeman and co.
Just a thought.

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