Future coverage for self-payers

MS_mom_1965

My insurance company covers Lap Band surgery, but they require a 5 year history of BMI > 40, which I don't have. If I self-pay for the surgery, then later have a complication, will the insurance cover that? It seems like it would then be a medical problem, right?

missy4gordon

When I had my surgery done, my insurance didn't cover the procedure. They have since started to cover the procedure, but won't pay for my adjustments. I don't know if they would cover any related problems, but I am not counting on it.

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Missy - North Dakota
banded 8/30/05 - Dr. Huacuz - TJ Mexico

kwhenrykerr

I made a mistake waiting, wish I had done it sooner. as for insh coverage ask your agent

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Knowledge is Power. - Francis Bacon (1561–1626) Share the Power, make everyone powerfull - Henry Kerr 1953-

400+ ready to die:rip: saved up enough to self-pay. Now getting a new life.

Dr. Ortiz TJ Mexico 2006/07/19 (Very Happy With This Doctor) 10 cc Lap-Band installed empty
3.5CC 2006/12/04 fillcenterusa.com St. Petersburg Florida (nice with floro) 361 pounds
1CC 2007/01/02 354lb
I feel better:clap2: every day. 2008/03/25 now 308lb. soon to have another fill