Comorbities question

I am just wondering if when insurance states you need a comorbity along with the weight, are they saying you must have one of them for at least 5 years aswell ?

my insurance is Aetna , but seems I might as well not have any they dont want to cover anything:(

I have Aetna as well and my policy didn't require having a comorbidity for a certain amount of time, just that I had some. I have Aetna Managed Choice, which seems to cover more than Aetna HMO. I also had my primary care doc write a letter that said she supported and recommended Lap Band and that I had several comorbidities. Good luck!!

It will be relatively easy for your surgeon to demonstrate some form of co-morbidity...there are plenty of avenues in which it manifests ....otherwise it wouldn't be called "MORBID obesity"....it ain't the fat....it's what the fat DOES to various systems, that makes it 'morbid'....

and generally such co-morbidities start out small, may take years to come to clinically significant....still....there it is.

I don't know how a carrier can deny that it will eventually become a problem...after all, such probability stats are what the insurance world builds its profits upon....

Thank you both for your replies .. that gives me hope

I'm filling out my paper work right now getting ready for my appointment tomorrow morning.... and I am adding the Co-morbiity of
PCOS and Skin Tags... seems I read somewhere that there are a bunch of unsung comorbitities that qualify.....