Annoyed with insurance.

Froggi · 05-13-2008, 05:48 PM

So...today I found out I get kicked off my insurance on December 31st, 2008.

What if something goes wrong or something and my 6 month diet goes a little past 6 months or my pre-op testing does or I can't quite get the surgery in before December.

We were told before by the insurance as long as I am living with my mom and she can file for me on taxes then I could be on her insurance.

And now they tell me this. WTF. I just have this odd feeling not everything is going to get done before then. I should be having surgery maybe in Oct possibly Nov. But if something extends out and takes a little longer I am afraid I am going to be screwed and went through all of this for nothing.

I would be heartbroken.

gilliebean · 05-13-2008, 06:14 PM

try getting a job with benefits so that you will have insurance or maybe your state medical card will cover it if you can get a medical card?

brown bear · 05-13-2008, 06:16 PM

Wow! I think you should keep going and hope that all goes well. You need to think about how fills would be paid for, though. You might be able to work something out with your doctor once you know you will be having the surgery. Personally, until I hear from the doc's office saying the insurance approved it - I won't believe it. I still think my insurance company will find a way to not pay though I seem to have met all the requirements.

Hang in there!

kellygirl0520 · 05-13-2008, 07:41 PM

Keep doing everything that you are doing. Have faith and everything will work itself out. Normally after you get done with your six month diet, the ball starts rolling pretty fast. Your dr will probably order your pre-op test before the end of your six months. I hope everything works in your favor!

Froggi · 05-14-2008, 02:10 PM

I'm being kicked off my insurance because it's my mothers (I'm currently unemployed) and I'm turning 23 August 7th since I am turning 23 the age where insurance no longer covers (which we didnt know until yesterday) On December 31st I will be taken off.

Before we were told as long as my mother could have me on her taxes and I lived with her there would be no problem but there is.

So today I called the insurance and talked to the lady I always talked to, she said if we had the doctor's office fax all my past history that I had and weight loss to them that they could possibly shorten my 6 month diet to where it wasn't so close and down to the wire in December.

Well they faxed the information and She called back said within a week I should know if it can be shortened.

I sure hope it can I don't want to get this far and have to end this whole journey.

Wish me luck. I sure hope something works out.

Froggi · 05-22-2008, 02:11 PM

So My insurance called me back yesterday about maybe shortening the 6 month diet so I won't be so close to December with my surgery when I am getting kicked off insurance Dec 31st.

She said as of now they can't do anything but if I lose a good amount in the next month or 2 that they might be able to shorten it then.

So here's to more waiting and worrying that everything won't get done in time. I sure hope everything works out.

I wish I wasn't turning 23 this year now!

Oh well.

vzghj3 · 05-22-2008, 08:45 PM

Have you thought about getting a job yourself with insurance benefits? Keep in mind that even if you get the surgery done before the insurance expires, that after the surgery there is going to be on going doctor visits that will nee to be paid for.

Annoyed with insurance.

Annoyed with insurance.

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