I have Aetna and it was relatively easy to get approved. However, I have Aetna PPO not HMO so that may have made the difference.
There were certain criteria I had to meet in order for the surgery to be deemed medically necessary. I had been working on my weight with 2 different doctors for over 2 years so I had the medically supervised diet taken care of. I had to have a BMI of at least 35 with co-morbidities (I have high blood pressure, insulin resistance, high triglycerides, BMI of 39.9) or a BMI of 40. They also required a psych eval and a nutrition eval. I also included a letter of support from my PCP and I think that helped. There are also blood tests that need to be submitted.
First I would call customer service and make sure LAP-BAND® is covered by your specific benefits and document who you talk to in case you run nto problems later. Start making appointments to get your blood drawn and evals done and request you records.
Good luck on your journey!! Let us know how it goes...
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Jessica
October 26, 2006
Dr. Hansen, Salt Lake City
218/181/135 |