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Life insurance in Canada?

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Old 06-10-2008, 08:35 AM   #1
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Life insurance in Canada?

Does anyone know of a life insurance company that might insure me even if it is for a smaller amount with a higher premium?

( I am obese, and I have diabetes Type 2)

Any recommendations would be appreciated. I'll do the homework if all you have is a Company name.

Thank you

Tyler
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Old 06-10-2008, 08:43 AM   #2
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try manulife thats who i went with.
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Old 06-10-2008, 01:26 PM   #3
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Quote:
Originally Posted by Tyler883 View Post
Does anyone know of a life insurance company that might insure me even if it is for a smaller amount with a higher premium?

( I am obese, and I have diabetes Type 2)

Any recommendations would be appreciated. I'll do the homework if all you have is a Company name.

Thank you

Tyler

Tyler,

Phone a broker that deals with all the companies someone like Money Concepts, their allegiance is to the deal rather than specific companies and they can get you quotes on a variety of types and coverages etc.

Good luck it all depends on your overall health expect to pay more as an obese person though.

Heather
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Old 06-18-2008, 01:21 PM   #4
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quick update: I'm currently coresponding with an insurance broker that the Canadian Diabetes Association has refered me to. I hope to find out more in the coming weeks.
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Old 06-18-2008, 01:59 PM   #5
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I wonder if my life insurance premium would be reduced, now that I've lost weight? Any thoughts?
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Old 06-18-2008, 02:42 PM   #6
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I wonder if my life insurance premium would be reduced, now that I've lost weight? Any thoughts?
Its worth a try. My broker found me a plan (high premium!) and told me to call him back when I have lost weight to get a lower premium.
I've actually gained weight since then, but once I have my band and have lost weight I will call him to redo my insurance.
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