In FW - Best way to get a loan if you are self-pay..

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I am 5'9 210 pds.. I know I will have to go self-pay.. so here are my questions..

1.) What is the best way to get a loan for this? I will have to have a co-signer I already know do to my credit..

2.) From the research I have done its 15K around DFW versus 8K in mexico.. does anyone else know of a 8K doctor in the DFW area?

3.) If I go to mexico how do I get the fills? Plus it sounds scary going out of the states for it!

THANKS!!!!!!!!!!!!

I know that most doctors can give you the name of a good medical lender. Inamed also has some information available. www.lap-band.com ~Mandy

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~Mandy
www.myspace.com/piercedqt78
weight: 242/160/145
Started in a size 22/24 now in a 11jr....woohoo!

Bandland, it's almost as great as Disney, only with no rides or characters.

There is nothing scary about going to Mexico as long as you pick out an excellent surgeon. I was banded by Ortiz and have nothing but wonderful things to say about him but Rumbaut and Kuri are also very good too. As far as your aftercare each of those surgeons bariatric coordinator should be able to give you a list of docs in the US who will take you as a patient for fills. Or you could contact Inamed and they will help you. That is key to being banded in Mexico though, make sure you already have that straightened out before you go. *(Unless you live in Cali or close to Mexico where you can drive there). I don't know of any docs in the States for as cheap as 8K but I have heard the Wish Center doing it for 10k. I have also heard good things about Capital One for financing for surgery from others. I got a 0% credit card and put my expenses on that. $8500 was the total for Ortiz and it was worth every penny. Good luck on your upcoming surgery!

~Liz~
03/10/06
241/167/160
5'7''

Hijack: Wow Liz, 5 months out and you are almost to your goal! Wow.

Dalla,
I used the Captial One personal surgery promotion. I found the pamplet in my Dr.s Office. A regular Capital One Branch will not have the information. You will have to fill the app out on-line or call their 1-800 number.

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Banded: 08/30/2006
2.5cc in 4cc band
Dr. Spivak
232/137/135
wearing a size 4

I found this on Dr. Smith's site when I was doing some research on Drs in the DFW area. http://fortworthlapband.com/weightlo...financing.html It has some good info. My surgeon also mentioned www.surgeryloans.com during his seminar. Don't personally know anything about either... Best of luck!

I too was banded by Dr. Ortiz im Mexico just a few weeks ago!! He is an excellent Dr.... I do not know of any other areas in Tx for less than 10k.. My total with Air, shopping, shopping, and food for my DH and I was about $9200.00 as for fills and after care.. I will be going to Dr. Carter in Arlington @ USMD off I20...
Good Luck with your search !!
TTFN
Stephanie

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Me and my Hubby!!


Banded Sept 4, 2006 :clap2:
1st fill October 9, 2006 2.25cc/4cc band
2nd fill November 14, 2006 .25cc
Total 2.5cc in 4cc band
Surgery 215
GOAL 130ish

I knew I had seen it somewhere...Dr. Jorge Rincon at the San Antonio Weight Loss Center. They are "running" a $12,000 cash special. Here's the link: http://www.saweightlosscenter.com/contactform.htm
From the website:
Thank you for your interest in San Antonio Weight Loss Center.

We are currently offering a special outpatient package (cash only) for the
LAP-BAND^® Surgery at $12,000.00 in San Antonio Texas.
This special offer includes surgeon, anesthesiologist, LAP-BAND^® and surgery center fees.
Also includes LAP-BAND^® Fills, adjustments, and follow-up visits up to one year.

Hope this helps...

I initially used Capital One and was approved for 15,000. That was doing the banding in SCOR.

However my insurance approved me so I didn't have to selfpay.

But I recently reapplied with Capital One for dental procedures.

Both times approval was a snap. The first time I did an online app late a night and got an approval email the next morning. For the dental work I called them and was given approval over the phone.

So they are really easy to work with.


http://www.capitalonehealthcarefinance.com/

I know a lot of the plastic surgeons in the DFW area use them.

You might also consider CareCredit. This is another loan center. The interest rate for me was better than Capital One. You are given a credit card with a loan limit and you can use it at any provider that accepts it.

You can even use if for your pets.

http://www.carecredit.com/

Here is a link to their website. They were even easier and faster than Capital One. But there were only two docs listed under weight loss as providers in the DFW area and I am not familiar with either of them so I don't know if they do banding or not. You could call their office and check.

Myra

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Let me tell you the SECRET that WILL lead me to my GOAL: my STRENGTH lies solely in my TENACITY. (adapted from Louis Pasteur)

"Ginger Rogers did everything Fred Astaire did. SHE JUST DID IT BACKWARDS AND IN HIGH HEELS" Former Texas Governor Ann Richards

Surgery 5/19/2006
Dr. Louis Fox
http://www.lapband4u.com/
Medical City of Dallas Hospital

I was in the exact same boat, looking for financing with a co signer due to bad credit and I got approved for the full amount with Citerra Financial. Hope that helps someone out here.
Roxy

stephanie, im new to the site, and considering going to dr, ortiz in mexico, what other sites did u look at before u chose dr. ortiz?

Lakegyrl here is his website http://www.obesitycontrolcenter.com/index.html
I also did a internet search on yahoo, google, etc by typing in his name.. That is how I found this site!! I just typed in his name in the search and all sorts of posts came up!! I had my doubts going to Mexico but I have no regrets!! Hope this helps
Stephanie

__________________

Me and my Hubby!!


Banded Sept 4, 2006 :clap2:
1st fill October 9, 2006 2.25cc/4cc band
2nd fill November 14, 2006 .25cc
Total 2.5cc in 4cc band
Surgery 215
GOAL 130ish

I had mine done here in the States and put $13,000 on a loan from the bank. THEN I immediately got a credit card that had 0% for 6 months and 2.99% for the life of the transfer after that and asked them to "up" the credit to $13,000 because I was transfering a loan over. I'm sure it dinged my credit a little more than if I'd just gotten the credit card, but I didn't care. This was the lowest rate I could find. By the way, the 2.99% life of balance card is an American Express Blue Card, in case you're interested.

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Banded 9/12/05
304-308/140/140
5'9", was size 28, now a size 6
Believer in obsessive calorie counting and the miracle of the body bugg personal calorie burn counter

http://flickr.com/photos/puddinpie
http://triathlongeorgia.blogspot.com (warning, it's not pretty, but talks about the potential trials after you lose the weight)

DR ORTIZ ALSO RUNS A FORUM IF YOU'D LIKE TO ASK ANY QUESTIONS. MOST OF US BUT NOT ALL WERE BANDED BY DR. ORTIZ

http://www.lapbandforum.com/

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BANDED 8/17/06
DR ORTIZ MEXICO

Dr. Maese in Highland Park will do fills for patients who have Mexico bands. He is a master at fills, by the way, and has long term experience in the field. You can contact him at Preston Cardiology Wellness Center on Sherry St, Dallas.

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There is no use saying, 'I am doing my best.'
You have got to succeed in doing what is necessary.