Financing

This is a discussion on Financing within the General Lap-Band Surgery Discussion forums, part of the Main Lap-Band Surgery Forums category; Any suggestions on financing with fair to average credit ratings? What kind of credit score do you need in order ...


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Old 02-26-2005, 07:59 PM   #1
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Financing

Any suggestions on financing with fair to average credit ratings? What kind of credit score do you need in order to get financed? Anything would be helpful.

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Old 02-26-2005, 08:22 PM   #2
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IMO people should stay away from any outfit offering special financing for medical procedures. If you have any other sources of credit, follow them first. For example, if you own a home consider a home equity line of credit. Or refinance your mortgage and take some cash back. Self-pay patients can often work out payment plans directly with the doctors.

If you don't have a good credit rating, then you'll pay top dollar for credit. A good way to find out where you stand is go to your bank, which already knows you, and ask them about their terms for a personal loan.
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