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Hey~
I know this is definitely not what you want to hear, but here goes (you want the truth, right?)
I started the journey for bypass, got all of the info for getting insurance to cover it, blah blah blah. The six month supervised program is a big fat sham IMHO! Anyone can lose weight by dieting, ANYONE, but we few and proud cannot keep it off after losing it! The insurance companies know this, but they sure do save a bunch of money at the time. What about down the road? They really should wake up! Sorry, hit a sore spot!
The person I talked to at my insurance company said that I would probably never be accepted for weight loss surgery - BCBS alabama does not cover lap band under any circumstance, and the six month supervised diet would put me under (albeit temporarily) the BMI requirement for bypass!! She understood my frustration, but was brutally honest. I am glad she talked to me, because I wasted no more time pursuing that path!
So, here I am, happily banded (4 month process from start to band), with a huge sum of money financed for the rest of my life! But Hey, I'll have a longer life to pay it off!!
Don't give up, but please please please be sure you know everything about your insurance carrier! Six months is a long time, and I would hate for you to get at the end of it and they tell you, "oh, well this is what the insurance plan states, sorry about your luck!" Just be very educated.
My biggest piece of advice is to talk to the billing person at your surgeon's office - he or she will be a library of knowledge to you!!!
~cheri
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