New insurance...made me weep ... for joy.

So many of my friends on this site know this is my second insurance battle. I began in february with Kaiser, and there was a hidden exclusion no one told me about for months after I had jumped a million hoops.

Now I have BCBS through my step-father, and if you check all my posts, there is a very lame $7,500 cap that would leave me with THOUSANDS of dollars left and screw me even worse if anything happened after that that needed surgery that had to do with the band.

Nonetheless, I've chugged along. Using BCBS's cheap co-pays to go see psycho shrinks (that try to deny me), Upper GIs, Pulmonary, Blood Work, and Cat Scans. I figure by the time all this is done I will have magically come up with the extra 5k...? Who knows, but I knew I had to keep trying, so I did.


I have GOOD NEWS for today! My mother has gotten a new job. Honestly, I didn't even think about the bariatric coverage. My mother and step-father don't truly know why I've been trying to get on new insurances, I've been fibbing, saying I didn't like this or that...but wasn't ready to tell them I wanted bariatric surgery. It just wasn't time for me to share that yet. I finally told her to ask her new employer, and I just got an e-mail from her....


Bariatric services are fully covered under our company's BCBS of MA plan with pre-authorization

I read it and weeped. And weeped. and weeped. So many people come and go in chat, thinking about the band, applying, getting approved, getting surgery and losing. I sit there helplessly, trying to make friends and not envy them for their 100% coverage while I've been fighting for this for months and months. It was so overwhelming to read it. I know better than to get ahead of myself, but I couldn't believe it - I may get this surgery and actually get it covered 100%. To think, I almost went self-pay with a 10k loan that would've cost me 36k in the end...WOW...

We'll see...:biggrin2: