I was approved for Care Credit in December for my dog's surgery (she tore both ligaments in her right hind knee). I'm a student (and up to my eyeballs in loans), and just put myself down and I was approved for $2000. I'm not sure if it would've been higher if I had applied for myself, or if it would be that, but it was perfect since her surgery was $1800.

Care Credit, usually, gives you 12 months of no interest. I'm trying really darn hard to pay it back before next December so I can manage to pay it off interest-free.

The only bad thing I've found is that they will call and call and CALL if you forget a payment. The first month I paid, I sent a rather large lump sum of money, and then was 2 days late for the next month because I had forgotten about it. I got about 9 calls a day from GE (the main company for care credit) until I sent my payment in.

Other than that, I think they're great, and it would've been pretty impossible for me to have my dog's leg fixed otherwise. They'll also let you add a co-signer, and I believe when you apply, they ask for the procedure cost if you have one, so your amount may also be based on that, but I'm not sure. Good luck!