Diane, what state are you in? Perhaps you and your husband could partner up as an LLC (Shepherd's Enterprises, or something like that) and become a small business? Talk to a broker and see if that would work in your state. It's a VERY common tactic for self-employed folks in NJ.
__________________  ~~ Alexandra banded 8/20/03
band removed 4/9/07 due to slippage REbanded 8/13/07 340 highest / 210-ish lowest / 275-ish now / less
5'10" -- size 28/30 then, 18/20 now |