I have a foreclosure due to the subprime mess with housing loans. We were able to buy our house thru private party due to knowing our salary/debt ratio. It was our neighbor. Another thing is that we have paid off $25,000 of debt in last few years and have not gotten back in more debt. Therefore we have no "revolving" credit. I would not think many people would have high scores any more with jobless rates.
My family went on vacation in May to San Antonio. My mthr-n-law lives in Live Oak. We loved it! It is a great city.
Babette | 