I used Care Credit a couple of years ago for my Lasik surgery. I don't remember specifics, but the process, paperwork, and approval was VERY simple, and I remember thinking "Is that it?" Hope everything works out!

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10/06/08 - Consultation
10/10/08 - Submitted to Tricare for approval
10/14/08 - Tricare APPROVED!!!
12/31/08 - Surgery